My Layby – My life, My choice

Layby Online - Buying Made Easier

With My Layby, you have the freedom to choose the payment terms or the delivery date for the products you select and order. All you must do is select the products you need, choose the payment terms, and leave the rest to us.

You can shop your favourite things from the comforts of your home and pay for the items in a period ranging from 4 weeks to 12 months. In addition, instant, easy direct debit is also available. You can also buy layby gift cards for your near and dear ones from My Layby. Can something be more convenient and easier than this?

How does Online Layby work?

Placing an order on My Layby is easy. Simply browse the site to find the layby products you need. Once you find the product, click the ‘Layby Now’ button to add the item to the shopping cart. Now is the time to select the payment frequency. It can be weekly, fortnightly, or monthly as per your convenience. After selecting the frequency, select the first payment date. Once you do that the system will automatically calculate the part payments based on your frequency.

As soon as you make your final payment, your order will be delivered promptly.

Benefits of Using My Layby

There is more to online layby purchases than just the convenience of shopping from your home. Below are some of the notable advantages of shopping online at My Layby instead of shopping in a conventional department store.

• You have the option of choosing your payment period starting from 4 weeks up to 52 weeks (a year!)
• You don’t have to make any upfront deposit for any of our products
• In case a newer model of the product you ordered is released at a similar price, you'll get a free upgrade to that newer model
• Choose from a wide range of brands and layby products from top Australian and NZ brands
• You need not physically visit the department store every time you want to pay your layby off. My Layby provides you with the option of just ordering online and making the payments automatically via direct debit from your bank account on the day you decide.
• If during a layby, you change your mind about the products you've selected, you can change it up until a few weeks before your final payment. All the money you've paid until then can be adjusted towards your new choice. Thus, you will always get the product you want, even if you change your mind after placing the order.
• My Layby’s Future Price Guarantee ensures that if the price of an item is slashed on the layby website, you’ll get the benefit of the price drop. The benefit will be passed to you in the form of a My Layby gift voucher or as a difference in price. However, if over time the price increases, you'll not be charged anything extra than the original lower price. Isn’t that incredible?
• Upon the receipt of the final payment, the item will be delivered to your doorstep at no extra cost. You won’t have to step out or travel far to collect the item you ordered.

Why Buy from My Layby New Zealand?

Layby offers you the choice of brands you know & trust under one umbrella. You don’t have to visit various stores or sites to find your perfect product.

The flexible payment plans offered by layby online mean you can customise the plan to suit your needs.

Layby up to 52 weeks with no upfront deposit means you can purchase the product you need at the time you require it without having to pay anything extra. Your product will reach you once you make the full payment. There is no risk of it going out of stock or being unavailable when you need it the most.

As you can choose from over 25,000 products across the well-known brands, My Layby not only offers a huge choice but also ease of purchase. As most of the items come with no interest & delivery charges you gain the most from shopping online with My Layby.

Start Layby shopping now!

Why wait? Choose from a wide range of electronics, fashion & beauty, home and garden, toys & baby products, or gift cards.

If you wish to speak to one of our customer service team members, call on 0800 695 292. Our friendly customer service executives will be available between 11 am and 5 pm Monday to Friday to answer all your queries.

Click here to start browsing your laybuy now.